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Overdraft Loan
Flexible Overdraft Facility for Your Financial Needs
Access funds when you need them with our overdraft loan — pay interest only on the amount used and enjoy full flexibility, transparent terms, and quick approval.
- Interest charged only on utilised amount
- Minimal documentation and fast approval
- Annual renewal available with clear terms
- Access funds anytime up to your sanctioned limit
Your Credit Line, Your Control — Simple & Transparent
Flexible Credit Access
Overdraft Loan – Use It When You Need It
01
Pay Interest Only On What You Use
Unlike a regular loan, you only pay interest on the amount you draw, making this ideal for bursts of funding.
02
Minimal Documentation and Renewal
Easy to apply, low paperwork and annual renewal options keep things efficient and manageable.
03
Full Flexibility for Use
Use the funds for business working capital, personal needs, emergencies, or variable expenses.
04
Transparent Terms & Rates
Clear interest rate (starting from approx. 16% p.a.), no hidden fees, designed for responsible borrowing.
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Borrow Smart. Use Smart. Pay Smart.
Flexible credit line with interest charged only on funds used — ideal for business owners and individuals with fluctuating needs.
Loan Questions? Check Our Faq’s Page
Loan Amount
Limit based on eligibility & branch assessment
1 100
Loan Term (Years)
1 year
1 Years 5 Years
Interest Rate
16% p.a.
10% 20%
